The Lesson To Be Learned?!

So I'm not a patient person!
I get that!!!!

BUT WHAT THE HELL?!!

I have to wait on the building inspection in order for the insurance company to tell the mortgage company that they would insure the home.
Then the mortagage company tells CMHC that they will back us.

Then, we have to wait on our buyer to send in her building inspector to tell her insurance company that our house is safe to insure so that her mortgage company can tell CMHC that they can back her.

Then when all the ducks are lined up and the sold sticker is about to be slapped on our sign...

We have to wait again....

Why? Well because...we have to wait on the ppl who we're going to buy the house from to notify the ppl who put in the conditional offer on the house in WF....then those ppl have 48 hours to "shit or get off the pot" so we then have to hope, pray etc that they don't pull a rabbit out of their ass and come up with a bowl of lucky charms and buy the house.

THEN...and only then...will we maybe, sorta, kinda, have sold our house, and bought a house!!

IF we pull this off....we may just be able to accomplish our original goal which was really never about moving to the country as much as it was about paying off our debt....

IF this works out...we should be debt free...'cept for a still VERY reasonable mortgage.

We will fulfill our promise to ourselves when we listed this house 6 months ago.
1. We will cut up all our credit cards but one (we need it for concert tickets, monthly insurance premiums for the dog, and emergencies).
2. We will pay off our overdraft protection and have it reduced to the bare minimum.
3. We will pay off our line of credit and have it reduced to 25% so that even if we "rack it up" again, we can pay it off in a couple of paycheques
4. We will save for large ticket items - not buy and then pay (unless the deal is "in our face" or an emergency arises (ie. furnace etc)
5. We will use an allowance of cash from our paycheques rather than our debit cards
6. We will keep our receipts and start to track our spending
7. We will teach Riley from our mistakes
8. I will sleep again

I really hope that we can follow thru on these seemingly impossible and unrealistic goals. After reading and watching so much on debt management and budget planning, the above goals seem to be the only way that ppl manage to live by it.

So...the lesson learned? Do not live on credit.